Based on 8621 reviews on

YOUR LIFE'S INCOMPARABLE
AND YOUR COVER SHOULD BE TOO.
We help you save on cover that fits you — not the average John or Jane.
Select a product to get started
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Health Insurance
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Life Insurance
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Energy
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Home Loans
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Reverse Mortgage
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Overseas Health
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Car Insurance
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Travel Insurance

Meet our Partners

We work with a wide range of leading insurance providers. Unfortunately some funds choose not to be listed, but we'll still help you find the best value from those who are.

As seen on the news. Trusted by Aussies.

When trusted media outlets need expert insights on insurance, finance and utilities they turn to us. Our experts help Aussies make smarter comparisons - saving time, stress and money.

abc news
9news
7news
kiis
hearld sun
daily telegraph
courier mail
financial review
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Energy Bill Pain – Featured on 7 News
Kate appears on 7 News to explain what’s driving electricity price hikes
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Buy Now Pay Later Schemes – Featured on 9 News
Kate joins 9 News to discuss the growing use — and risks — of BNPL in Australia.
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Energy Bill hikes from 1 July – Featured on Today Show
Kate speaks to the Today Show about ways Aussies can cut their power bills.
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Why 1 Million Aussies Choose Compare Club

Australia’s #1 for life and health insurance comparisons.
More people trust Compare Club to help them find the right cover for their needs.
300+ real humans, here to help.
Our Australian experts talk to thousands every day, helping people make smarter choices about insurance, finance and utilities - without the jargon.
Independent. Unbiased.
Focused on you.
We’re independently owned, so you get the plan you need, not what we’ve been told to sell.
Rated and recommended by Aussies

Based on 8621 reviews on

Electricity comparison
Member. Marilyn Lee - 24 minutes ago
The Consultant was very helpful & knowledgeable & most of all very patient.
Very professional staff who was very…
Kathleen - 2 hours ago
Very professional staff who was very helpful to making my change easy.
Friendly and informative person I spoke…
Lyn Fletcher - 2 hours ago
Friendly and informative person I spoke to - although he did speak a little quickly - had to ask a couple of times to explain again, however it was no problem for him
To compare everything
kristy wright - 3 hours ago
So excellent service the lady rang me and compared my health insurance got it down so much and same if not better.
It was a relatively painless exercise
cuRaystomer - 5 hours ago
It was a relatively painless exercise. Consultant knew her job and treated us with respect as she determined our needs
Easy
Geoffrey - 6 hours ago
Excellent communication. Would have been better if he asked account holders information before we went through all the details. Just made it a very long phone call going through everything twice.
The chap was most pleasant and easy to…
VALDA DIX - 6 hours ago
The chap was most pleasant and easy to hear,I have hearing problems.He knew his product and was most helpful setting up bupa explained differences clearly, I was very happy I decided to compare the market, saved quite a bit monthly
Changing Helth Insurance
Jill - 6 hours ago
Easy to understand. Very helpful person

Your life. Your goals. Your savings.

From big moves to everyday bills, we help you save again and again on what matters to you.

Smart explainers made for busy people

We turn the complicated stuff into clear, practical advice, so you can make the right decisions for you and your life.

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The private health insurance rebate explained
by Chris Stanley
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What is the annual private health insurance premium increase in 2026?
by Chris Stanley
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Who pays the Medicare levy and the Medicare levy surcharge?
by Chris Stanley
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Got questions? Let's clear things up.

No. Our comparison service is completely free, and you don’t need to join anything to get a quote. If you do switch to a better offer, you’ll be asked to create a free Club+ account. This helps you save your quotes, access your policy, and get useful alerts so you can keep saving in the future.

We don't compare every provider in the market, but we work with a wide range of well-known providers that cover a large portion of products. Unfortunately some providers choose not to be part of comparison services. If you're ever unsure, just click the (+More) link on our product pages to see exactly which partners are included and which ones aren't. That way, you always know what you're comparing.

Some brands may offer exclusive direct-only pricing but our customers often tell us they uncover better value or more suitable cover after comparing multiple providers side by side. Plus, when it comes to switching, we make it faster, easier, and hassle-free by managing the entire process for you.

No. The recommendations you see are based on your needs, not commissions or paid recommendations. Products are ranked by how well they match what you're after - like price, features and value. And if you're chatting to our agents, their commission structure is not incentivised to push a particular product.


From time to time, some providers may offer member promotions (such as gift cards) that we pass on directly to you, not to our agents. These don't affect the way we rank or recommend products.

No. The price you see is the same as going direct for the identical policy - we don't add any extra fees. Our service is free, and you'll get expert support to help you compare and switch with confidence.

Our service is free for you. We receive a fee from providers when you purchase through us, but you'll pay the same price as you would if you went to the provider directly for the same policy. No hidden fees. No surprise costs.

We get it - too many calls can be frustrating. We're looking to reduce how many times we call you and improve how we follow up, including options like SMS, email or online-only support.

We're committed to delivering what we say. If anything goes wrong, we want to know and make it right. We monitor our team's performance closely and use your feedback to constantly improve how we operate.

Things you should know

As our customer you'll be provided with quotes directly from the insurer for the product you intend to purchase. We manage the application and deal with the administration work and insurer. We do not charge you a fee for the service we provide, the insurer simply remunerates us in return for setting up your policy.


The products compared on this website do not necessarily compare all features that may be relevant to you and different products may have different features and different levels of coverage. Comparisons on health insurance products are made on the basis of price or fit; comparisons on all other products/services are made on the basis of price only. Compare Club does not compare all policies or products available in Australia and our product partners may not make all policies or products available to Compare Club.